Auto Credit Center

Founded in 1997, Auto Credit Center is an independent car dealer based in Winchester, United States selling Acura, Cadillac, Chevrolet +18 more.

Auto Credit Center is a family-owned Buy Here Pay Here used car dealership specializing in subprime auto financing. Operating since 1997, the company finances its own vehicle inventory, providing guaranteed approval regardless of credit history—including customers with bad credit, no credit, past bankruptcies, or repossessions. The dealership offers competitive rates starting as low as 4.9% APR with flexible weekly payment options tailored to individual pay schedules. All vehicles undergo thorough inspection and reconditioning before sale and include a free 30-day/3,000-mile warranty. Extended 2-3 year breakdown protection plans are available with coverage for mechanical repairs, roadside assistance, and rental car reimbursement. A 7-day vehicle exchange guarantee allows customers to return vehicles within 7 days for any reason. The in-house service department provides comprehensive mechanical repairs and diagnostics for domestic and foreign vehicles. The company reports payment history to major credit bureaus to help customers rebuild credit. Low down payments start at approximately $500-$1000, with financing programs emphasizing income stability over credit scores.

Monday

09:00 – 18:00

Tuesday

09:00 – 17:00

Wednesday

09:00 – 17:00

Thursday

09:00 – 17:00

Friday

09:00 – 17:00

Saturday

09:00 – 17:00

Sunday

Closed