a conto

a conto is a charity based in Bremen, Germany.

a conto is a non-profit limited company (gGmbH) in Bremen, Germany, that provides free, confidential debt counselling for private individuals. It took over the debt advice service of AWO Bremen on 1 January 2009. Services include a free first consultation, analysis of income, expenses and debts, creditor negotiation, payment plans, support with the consumer insolvency procedure (Verbraucherinsolvenzverfahren), advice on garnishment protection accounts (P-Konto) and debt prevention. The organisation is recognised as a suitable body for consumer insolvency proceedings and employs legal and social work professionals.