Lumo

About

Founded in 2012, Lumo is a private headquartered in Montpellier, France with approximately 50-200 employees specializing in Solar, Wind, Hydro.

Lumo is a participatory investment platform specializing in renewable energy and ecological transition financing. Launched in 2012 by Marie Pons, Alexandre Raguet, and Olivier Houdaille, it enables individuals and organizations to align savings with environmental values. The platform operates under Enerfip, which is regulated as a European Crowdfunding Service Provider (FP-20222) by the French Financial Markets Authority (AMF). Lumo offers debt instruments (bonds, convertible bonds) with returns typically between 5-9% annually across investment durations of 3-5 years. It has mobilized over 60,000 investors to support renewable energy projects, including solar, wind, hydro, biogas, and hydrogen initiatives. In November 2025, Lumo integrated with Enerfip as part of a consolidation of European crowdfunding operations. The platform emphasizes transparency, providing annual performance metrics and detailed project documentation.